Analyzing your situation…
Applying 2026 federal policy rules to your loan profile…
This usually takes 15–20 seconds on your first visit.
Current federal update: SAVE remains unavailable under the court actions. If you want the official status page or background, start with the SAVE guide.
Analyzing your situation…
Applying 2026 federal policy rules to your loan profile…
This usually takes 15–20 seconds on your first visit.
Track your progress toward the 120 qualifying payments required for Public Service Loan Forgiveness. Your progress is saved locally in your browser and never requires an account.
Qualifying payments
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0
120
120 qualifying payments remaining · Est. forgiveness: May 2036
Count only payments that actually qualified while you had eligible loans, an eligible employer, and a qualifying repayment plan.
When did you start working for a qualifying government or nonprofit employer?
Used to estimate your potential tax-free PSLF discharge amount.
PSLF requires all 4:
Get monthly PSLF policy updates
We'll notify you when PSLF rules change, including any movement on the SAVE court actions.
Want a broader review?
The assessment can help you compare PSLF with other repayment or refinancing paths before you make changes.
Start assessmentReview Department of Education state-level PSLF discharge data. These pages report approved discharges, not approval rates.
California PSLF data
California has 91,270 borrowers with processed PSLF, TEPSLF, or limited-waiver discharges in the ED state dataset, representing about $7,060,800,000 in discharged balance.
New York PSLF data
New York has 79,180 borrowers with processed PSLF, TEPSLF, or limited-waiver discharges in the ED state dataset, representing about $5,573,700,000 in discharged balance.
Texas PSLF data
Texas has 68,940 borrowers with processed PSLF, TEPSLF, or limited-waiver discharges in the ED state dataset, representing about $4,963,400,000 in discharged balance.
Florida PSLF data
Florida has 57,930 borrowers with processed PSLF, TEPSLF, or limited-waiver discharges in the ED state dataset, representing about $4,855,900,000 in discharged balance.
Pennsylvania PSLF data
Pennsylvania has 46,570 borrowers with processed PSLF, TEPSLF, or limited-waiver discharges in the ED state dataset, representing about $3,321,000,000 in discharged balance.
Ohio PSLF data
Ohio has 46,330 borrowers with processed PSLF, TEPSLF, or limited-waiver discharges in the ED state dataset, representing about $3,226,200,000 in discharged balance.