Privacy Policy

What we collect

Anonymous session data. When you use the assessment tool, we generate a random session ID, not tied to your identity, and store your assessment inputs and results. This data is anonymized and does not include your name, Social Security number, or other directly identifying information unless you choose to provide your email address.

Email address (optional). If you choose to save updates, we store your email address so we can send your assessment recap and relevant policy changes. We do not sell your email address.

Anonymous analytics. We use Vercel Analytics and PostHog to understand how the site is used. These tools collect anonymized data about page views and user interactions. No personally identifying information is collected through these tools.

What we do not collect

• Your name
• Your Social Security number
• Your loan account numbers
• Your precise income amount unless you choose to share it elsewhere
• Your location beyond what your browser sends by default

How we use your data

• To generate and display your assessment report
• To send policy update emails if you opted in
• To improve the site and the rules engine using anonymized, aggregated patterns
• To publish original research on borrower confusion patterns in aggregated form

Data retention

Session data is stored for 7 days in session storage. Cached reports are stored for up to 30 days. Email subscriber data is retained until you unsubscribe.

Your rights

You can request deletion of your data at any time by emailing us at privacy@studentdebt.ai. If you subscribed to emails, you can unsubscribe by following the instructions in any email we send.

Third-party services

We use OpenRouter for report wording, Vercel for hosting and session storage, Supabase for database storage, Resend for email, and PostHog for analytics. Each service has its own privacy policy.