Urban Institute county debt data

Student loan debt by county

Compare local student loan borrower share, median balance, delinquency signal, payment, household income, and debt-to-income ratio across published county profiles.

Published counties: 500States covered: 42Editorial policy

Highest debt-to-income profiles

Mississippi

Jefferson County

$35,432 balance28.5% borrowers71% DTI

Open county profile

North Carolina

Gates County

$36,985 balance15.2% borrowers55% DTI

Open county profile

Alabama

Macon County

$29,169 balance21.1% borrowers51% DTI

Open county profile

Mississippi

Clay County

$28,896 balance19.8% borrowers51% DTI

Open county profile

Mississippi

Covington County

$28,305 balance13.2% borrowers48% DTI

Open county profile

Louisiana

Bienville Parish

$23,529 balance20.3% borrowers46% DTI

Open county profile

Virginia

Martinsville city

$27,938 balance15.5% borrowers46% DTI

Open county profile

Kentucky

Breathitt County

$23,048 balance14.3% borrowers45% DTI

Open county profile

North Carolina

Washington County

$25,340 balance14.8% borrowers45% DTI

Open county profile

Virginia

Petersburg city

$26,660 balance20.0% borrowers45% DTI

Open county profile

Alabama

Sumter County

$21,382 balance16.4% borrowers44% DTI

Open county profile

South Carolina

Fairfield County

$29,851 balance16.4% borrowers44% DTI

Open county profile

Analyzing your situation…

Applying 2026 federal policy rules to your loan profile…

This usually takes 15–20 seconds on your first visit.