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Analyzing your situation…
Applying 2026 federal policy rules to your loan profile…
This usually takes 15–20 seconds on your first visit.
County student loan debt profile
Colonial Heights city has a median student loan balance of $31,011 among borrowers, with 18.0% of adults carrying student loan debt. The balance equals about 36% of average household income.
Median balance
$31,011
Borrower share
18.0%
Monthly payment
$187
Debt-to-income
36%
State median balance
$7,613 above state median balance (33%)
National median balance
$10,386 above national median balance (50%)
Borrower share
18.0% of adults in the county have student loan debt
Average household income: $87,287
Delinquency signal: 2.9%
State median balance: $23,398
National median balance: $20,625
Source ledger
Debt-to-income ratio
Calculated as median student loan balance among borrowers divided by average household income in the Urban dataset.
Suppression
Urban reports NA where data are unavailable or suppressed, including small credit bureau samples.
Local scope
County pages are generated only from county-level rows with enough unique metrics for an indexable profile.
County medians describe local debt patterns, not your exact balance. Use the calculator to compare standard repayment with income-driven repayment assumptions.
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